Dental Insurance – Merrillville, IN
Using Your Benefits to Save Money on Dentistry
A good dental insurance policy makes paying for dental care much easier, which in turn helps you keep your smile safe. However, navigating your dental insurance plan can be hard sometimes, and the fact that the details of said plan can vary depending on what insurance provider you have doesn’t help. Our team works with various dental insurance companies, and we can walk you through your benefits so that you fully understand how to use them to your advantage. Call us today if you have any questions related to your dental insurance in Merrillville.
Understanding How Dental Insurance Works
Dental insurance is meant to help you pay for treatments that protect and improve oral health. As such, most plans will focus on paying for preventive and restorative dental services. Cosmetic dental treatments and any other dental services that are not considered “medically necessary” are less likely to be covered (although there are some exceptions since each plan is different).
What Does My Dental Insurance Cover?
We can give a detailed answer to this question once we’ve had a chance to review your policy. The majority of dental insurance providers build their plans based on a 100-80-50 structure; this generally means preventive services are 100% covered, basic restorative treatments are 80% covered, and major restorative treatments are 50% covered. You’ll save more money by taking advantage of coverage for services that can prevent dental problems from happening.
When it comes to orthodontics, some plans will help pay for treatment while others do not. So if you’re thinking about getting braces for yourself or someone in your family, you should get in touch with your insurance provider to confirm what benefits are available for this type of treatment.
Our In-Network Dental Insurance Providers
With a PPO dental plan, you’ll save more money by choosing an in-network provider. Our Merrillville dental practice is in-network with various dental insurance companies; to find out whether your own plan is included, give our dental office a call today.